Cheap Nissan Pathfinder Insurance in Pittsburgh

Want the cheapest Nissan Pathfinder insurance in Pittsburgh? When searching for cheaper insurance, are you frustrated by the number of car insurance providers that you can choose from? Drivers have so many choices that it can be a chore to compare premium rates on Nissan Pathfinder insurance. Pittsburgh is a good city to live in, but inflated car insurance prices can make it hard for many drivers to be able to afford adequate coverage.

Insurance quote for Nissan Pathfinder in PittsburghIt’s well known that insurance companies don’t want you to compare rates. People who shop around are highly likely to switch to a new company because there is a great chance of finding good coverage at a lower price. A recent car insurance study discovered that consumers who routinely compared quotes saved approximately $865 a year as compared to drivers who never shopped around.

If finding the most affordable Nissan Pathfinder insurance in Pittsburgh is your intention, then having some insight into the best ways to shop for insurance premiums can help make the process easier and more efficient.

To get the cheapest Nissan Pathfinder rate quotes, there a variety of ways to get quotes from many available insurance companies in Pennsylvania. The fastest way to lower the rate you pay for insurance consists of obtaining rate quotes online.

It’s important to know that quoting more increases the chance that you will find better pricing.

The companies in the list below have been selected to offer price quotes in Pittsburgh, PA. If you want to find the best cheap car insurance in Pittsburgh, PA, we suggest you click on several of them to find the most affordable car insurance rates.

Rates and statistics

The rate table shown below showcases detailed analysis of prices for Nissan Pathfinder models. Understanding how auto insurance policy rates are calculated can benefit drivers when making smart choices when comparing insurance rates.

Nissan Pathfinder Insurance Rates in Pittsburgh, PA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pathfinder S 2WD $190 $348 $310 $18 $92 $958 $80
Pathfinder S 4WD $218 $348 $310 $18 $92 $986 $82
Pathfinder SE 2WD $218 $348 $310 $18 $92 $986 $82
Pathfinder SE 4WD $218 $348 $310 $18 $92 $986 $82
Pathfinder LE 2WD $246 $424 $310 $18 $92 $1,090 $91
Pathfinder LE 4WD $246 $424 $310 $18 $92 $1,090 $91
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Prices above based on married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Pennsylvania minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-policy, and multi-vehicle. Premium costs do not factor in zip code location which can decrease or increase prices significantly.

The example below shows how choosing a deductible and can influence Nissan Pathfinder insurance rates for different ages of insureds. The rate quotes are based on a single male driver, comp and collision included, and no discounts are applied.

Irresponsible driving raises your rates

The diagram below demonstrates how citations and at-fault claims impact Nissan Pathfinder car insurance rates for different age groups. The prices are based on a married female driver, comprehensive and collision coverage, $500 deductibles, and no discounts are applied to the premium.

Comparison of car insurance rates by gender and age in Pittsburgh

The illustration below compares Nissan Pathfinder auto insurance costs for male and female drivers. The rate quotes are based on no driving violations, no at-fault accidents, comprehensive and collision coverage, $250 deductibles, single status, and no discounts are factored in.

Cost of full coverage

The example below shows the comparison of Nissan Pathfinder insurance premiums when comparing full coverage to liability only. The rates are based on no tickets, no at-fault accidents, $1,000 deductibles, drivers are not married, and no additional discounts are factored in.

When to buy liability coverage only

There isn’t a steadfast formula for phasing out full coverage, but there is a general school of thought. If the annual cost of your full coverage insurance is more than around 10% of any settlement you would receive from your insurance company, then you may need to consider dropping full coverage.

For example, let’s pretend your Nissan Pathfinder replacement value is $4,000 and you have $1,000 deductibles. If your vehicle is severely damaged, you would only receive $3,000 after you pay the deductible. If you are paying more than $300 annually for full coverage, then you may need to consider dropping full coverage.

There are some circumstances where removing full coverage is not a good idea. If you haven’t paid off your loan, you must maintain physical damage coverage to satisfy the loan requirements. Also, if your emergency fund is not enough to purchase a different vehicle in case of an accident, you should not buy liability only.

Learn How to Lower Your Insurance Premiums

Many things are used when you quote your car insurance policy. A few of the factors are predictable like a motor vehicle report, but some are less apparent such as your marital status or your vehicle rating.

Shown below are just a few of the factors companies use to determine premiums.

Why you need insurance

Even though it’s not necessarily cheap to insure a Nissan in Pittsburgh, maintaining insurance serves a purpose in several ways.

The benefits of carrying enough insurance more than cancel out the cost, particularly when you have a large claim. The average driver in Pennsylvania overpays more than $850 per year so it’s recommended you shop around once a year at a minimum to be sure current rates are still competitive.