Best Pittsburgh Ford Explorer Insurance

Discount Ford Explorer insuranceIf you want to save the most money, the best way to get the cheapest auto insurance rates is to compare prices once a year from providers in Pittsburgh.

Step 1: Try to learn a little about auto insurance and the measures you can take to prevent expensive coverage. Many rating criteria that are responsible for high rates like at-fault accidents and an imperfect credit score can be remedied by making minor driving habit or lifestyle changes.

Step 2: Compare price quotes from direct carriers, independent agents, and exclusive agents. Exclusive agents and direct companies can give quotes from one company like Progressive and State Farm, while agents who are independent can provide prices for a wide range of insurance providers.

Step 3: Compare the price quotes to your current policy and see if you can save money. If you can save money and decide to switch, make sure the effective date of the new policy is the same as the expiration date of the old one.

An essential thing to point out is that you use the same coverage limits and deductibles on each quote request and and to get price quotes from as many car insurance companies as possible. Doing this helps ensure a fair price comparison and a thorough selection of prices.

It’s easy to assume that auto insurance companies want to keep you from comparing prices. People who shop around for the cheapest price are inclined to move their business because there is a high probability of finding a policy with better rates. A recent insurance study revealed that consumers who compared rates annually saved $72 a month compared to drivers who never compared other company’s rates.

If finding low prices for insurance is your goal, then having some knowledge of how to compare insurance can help make the process easier and more efficient.

Shop Ford Explorer insurance online

Finding a lower price on Ford Explorer insurance is pretty simple and can save money. All you need to do is take the time getting comparison quotes from some recommended companies.

The companies in the list below have been selected to offer quotes in Pennsylvania. To find cheap car insurance in PA, it’s a good idea that you visit several of them to get a more complete price comparison.

Ford Explorer insurance rate analysis

The premium table shown next outlines a range of insurance premium costs for Ford Explorer models. Understanding how premiums are calculated can help customers make decisions when shopping around.

Ford Explorer Insurance Rates in Pittsburgh, PA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Explorer XLT 2WD $246 $346 $336 $20 $100 $1,048 $87
Explorer Eddie Bauer 2WD $246 $346 $336 $20 $100 $1,048 $87
Explorer XLT 4WD $246 $346 $336 $20 $100 $1,048 $87
Explorer XLT AWD $246 $346 $336 $20 $100 $1,048 $87
Explorer Eddie Bauer 4WD $278 $420 $336 $20 $100 $1,154 $96
Explorer Eddie Bauer AWD $278 $420 $336 $20 $100 $1,154 $96
Explorer Limited 2WD $278 $420 $336 $20 $100 $1,154 $96
Explorer Limited 4WD $278 $420 $336 $20 $100 $1,154 $96
Explorer Limited AWD $278 $420 $336 $20 $100 $1,154 $96
Get Your Own Custom Quote Go

Price data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Pennsylvania minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, homeowner, and claim-free. Table data does not factor in specific location which can change premium rates significantly.

Ford Explorer insurance rates by gender in Pittsburgh

The illustration below shows the difference between Ford Explorer auto insurance rates for male and female drivers. The premium estimates are based on no tickets, no at-fault accidents, full coverage, $100 deductibles, marital status is single, and no discounts are taken into consideration.

How to Lower Your Insurance Costs

Many things are part of the equation when you get your auto insurance bill. Some are obvious like an MVR report, but some are less obvious such as your marital status and annual miles driven.

Here’s why insurance is not optional

Despite the potentially high cost of Ford Explorer insurance, insurance is required in Pennsylvania but it also protects you in many ways.

The benefits of buying enough insurance outweigh the cost, especially with large liability claims. But the average American driver is overpaying over $700 annually so you should quote rates at least once a year to ensure rates are competitive.