How to Compare Pittsburgh Volkswagen Beetle Insurance

Sadly, most car insurance policyholders renewed their policy with the same company for over three years, and nearly half have never shopped around. Pennsylvania consumers can save hundreds of dollars each year, but they assume it’s a waste of time to find lower-cost car insurance rates.

Insurance rates Volkswagen Beetle in PittsburghIf you want to find the absolute lowest rates, then the best way to get the cheapest Volkswagen Beetle insurance in Pittsburgh is to do a yearly price comparison from insurers in Pennsylvania. You can compare prices by following these steps.

  1. It will benefit you to learn about how insurance companies determine prices and the measures you can control to keep rates low. Many rating factors that are responsible for high rates like multiple speeding tickets and poor credit can be eliminated by making lifestyle changes or driving safer. Later in this article we will cover additional tips to help keep rates affordable and find overlooked discounts.
  2. Compare prices from independent agents, exclusive agents, and direct companies. Exclusive and direct companies can only give rate quotes from a single company like GEICO and State Farm, while agents who are independent can provide rate quotes from multiple companies.
  3. Compare the price quotes to the premium of your current policy to see if switching to a new carrier will save money. If you find a lower rate and change companies, ensure coverage does not lapse between policies.

An important note is that you use the same deductibles and limits on every price quote and and to get rate quotes from as many companies as you can. Doing this enables the most accurate price comparison and and a good selection of different prices.

If you have a current car insurance policy or just want to save money, you can use these techniques to find better prices while maintaining coverages. Buying the cheapest car insurance in Pittsburgh is not rocket science. Consumers just have to know the best way to shop their coverage around over the internet.

The quickest method to compare car insurance rates for Volkswagen Beetle insurance in Pittsburgh is to know most of the bigger providers participate in online systems to quote your coverage. To begin a comparison, all you need to do is provide a little information like how much education you have, if you’re married, level of coverage desired, and if a SR-22 is required. That rating information is then sent to many different companies and you should receive rate quotes almost instantly.

To compare rates for your Volkswagen Beetle now, click here then complete the form.

The companies shown below have been selected to offer price comparisons in Pittsburgh, PA. In order to find cheap car insurance in Pittsburgh, we suggest you visit as many as you can to get a more complete price comparison.

Auto insurance data for a Volkswagen Beetle

The rate table displayed below showcases detailed analysis of rate quotes for Volkswagen Beetle models. Knowing how insurance rates are established can help guide drivers when making smart choices when comparing insurance quotes.

Volkswagen Beetle Insurance Rates in Pittsburgh, PA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Beetle S 2-Dr Hatchback $132 $264 $286 $16 $86 $784 $65
Beetle 2-Dr Convertible $172 $312 $222 $14 $66 $786 $66
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Table data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Pennsylvania minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Premium amounts do not factor in specific location which can modify premium rates noticeably.

The illustration below highlights how deductible choice and can affect Volkswagen Beetle premium costs for different age groups of insureds. The premium estimates are based on a single female driver, full coverage, and no discounts are applied.

Discounts can help lower rates on Volkswagen Beetle insurance in Pittsburgh

Not many people think insurance is cheap, but there could be significant discounts to help bring down the price. Many of these discounts will be applied automatically when you complete an application, but some need to be requested specifically prior to getting the savings.Cheaper auto insurance with discounts

A quick disclaimer, most credits do not apply to all coverage premiums. A few only apply to the cost of specific coverages such as liability, collision or medical payments. Despite the fact that it seems like you could get a free auto insurance policy, it just doesn’t work that way.

The information below visualizes the comparison of Volkswagen Beetle car insurance rates with and without discounts. The price estimates are based on a male driver, no claims or violations, Pennsylvania state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, multi-policy, claim-free, multi-car, marriage, and homeowner discounts applied.

A few of the larger companies and a summarized list of policyholder discounts are outlined below.

It’s a good idea to ask every insurance company which discounts they offer. Some credits might not be available to policyholders in your state. If you would like to see a list of auto insurance companies offering auto insurance discounts in Pittsburgh, click here to view.

Why auto insurance is not optional

Despite the high insurance cost for a Volkswagen Beetle in Pittsburgh, auto insurance may be mandatory for several reasons.

The benefits of buying enough insurance more than cancel out the cost, particularly when you have a large claim. According to a survey of 1,000 drivers, the average driver is wasting up to $855 a year so you should quote rates at every renewal to save money.

Auto insurance agents can find coverage gaps

Certain consumers just want to sit down and talk to an agent and doing so can bring peace of mind Good insurance agents can point out coverage gaps and will help you if you have claims. The best thing about comparing rate quotes online is the fact that you can find cheaper premium rates and still choose a local agent.

Insurance agency in PittsburghOnce you complete this form (opens in new window), your insurance coverage information is immediately sent to local insurance agents who will give competitive quotes for your coverage. You don’t have to even leave your home since rate quotes are delivered directly to you. If for some reason you want to get a comparison quote from a specific company, don’t hesitate to navigate to their website and give them your coverage information.

Picking the best company should include more criteria than just the premium amount. A good agent in Pittsburgh will have answers to these questions.

If you are wanting to find an insurance agent, there are two different agency structures from which to choose. Auto insurance agencies can be classified as either independent agents or exclusive agents depending on their employer. Either type can sell affordable auto insurance policies, but it’s important to point out how they are different since it may influence which type of agent you select.

Exclusive Insurance Agencies

Exclusive agents can only provide one company’s prices like Farmers Insurance, State Farm, or Allstate. Exclusive agents are unable to place coverage with different providers so keep that in mind. They are usually quite knowledgeable on their company’s products which helps them sell on service rather than price.

Listed below are exclusive insurance agents in Pittsburgh willing to provide rate quotes.

1236 Grove RdPittsburgh, PA 15234(412) 884-8100View Map

3111 Banksville Rd #207Pittsburgh, PA 15216(412) 344-3014View Map

Mike Dudenas – State Farm Insurance Agent
901 Castle Shannon BlvdPittsburgh, PA 15234(412) 561-5012View Map

View more Pittsburgh agents

Independent Auto Insurance Agents

These agents are not employed by one company so they have the ability to put coverage amongst many companies and find the cheapest auto insurance rates. To transfer your coverage to a different company, your agent can just switch to a different company and the insured can keep the same agent.

When comparing auto insurance rates, you will want to contact at a minimum one independent agency to get the most accurate price comparison.

The following is a list of independent agents in Pittsburgh that can give you rate quotes.

11743 Frankstown RdPittsburgh, PA 15235(412) 244-8888View Map

300 Mt Lebanon BlvdPittsburgh, PA 15234(412) 344-2800View Map

2514 Wylie AvePittsburgh, PA 15219(412) 621-5581View Map

View more Pittsburgh agents