Cheap Porsche 911 Insurance in Pittsburgh

A recent survey discovered that nearly 70% of consumers renewed their policy with the same company for at least four years, and almost 40% of drivers have never quoted rates to find lower-cost coverage. Most drivers in Pennsylvania could save 55% a year by just comparing quotes, but they don’t believe the benefits if they bought a different policy.

Insurance for Porsche 911It takes a few minutes, but the best way to get affordable Porsche 911 insurance in Pittsburgh is to regularly compare quotes from companies who provide car insurance in Pennsylvania. Rates can be compared by following these steps.

One important bit of advice is to try to use the same deductibles and limits on each quote request and and to look at as many carriers as you can. Doing this provides a fair price comparison and maximum price selection.

Locating the most cost-effective car insurance policy in Pittsburgh is not that difficult as long as you know where to start. If you have a current car insurance policy, you will definitely be able to reduce premiums using the concepts covered in this article. You only have to learn the most efficient way to compare insurance rates instantly.

How You Can Control Porsche 911 Insurance Rates

When buying auto insurance it’s important to understand the factors that aid in calculating the rates you pay for auto insurance. If you have a feel for what positively or negatively impacts your premiums, this allows you to make educated decisions that will entitle you to much lower annual insurance costs. Many factors are part of the calculation when premium rates are determined. Some of the criteria are obvious such as your driving history, but some are more transparent such as your credit history or how safe your car is.

The following are a few of the “ingredients” used by companies to determine your prices.

Porsche 911 insurance rate analysis

The data table shown below outlines estimates of insurance coverage prices for Porsche 911 models. Having a good grasp of how insurance premiums are established is important to be able to make decisions when shopping around.


Porsche 911 Insurance Rates in Pittsburgh, PA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $416 $948 $336 $20 $100 $1,820 $152
911 Carrera 4 2-Dr Coupe $452 $948 $336 $20 $100 $1,856 $155
911 Carrera 2 Cabriolet 2-Dr Convertible $452 $948 $286 $16 $86 $1,788 $149
911 Carrera 2 S 2-Dr Coupe $452 $948 $336 $20 $100 $1,856 $155
911 Carrera 4 Cabriolet 2-Dr Convertible $452 $948 $286 $16 $86 $1,788 $149
911 Carrera 4S 2-Dr Coupe $452 $1038 $336 $20 $100 $1,946 $162
911 Carrera Targa 2-Dr Coupe $452 $1038 $336 $20 $100 $1,946 $162
911 Carrera 2 S 2-Dr Convertible $452 $1038 $286 $16 $86 $1,878 $157
911 Carrera 4S Cabriolet 2-Dr Convertible $488 $948 $286 $16 $86 $1,824 $152
911 Carrera Targa S 2-Dr Coupe $488 $1038 $336 $20 $100 $1,982 $165
911 GT3 2-Dr Coupe $488 $1126 $336 $20 $100 $2,070 $173
911 GT3 RS 2-Dr Coupe $558 $1216 $336 $20 $100 $2,230 $186
911 Turbo 2-Dr Coupe $558 $1216 $336 $20 $100 $2,230 $186
911 Turbo 2-Dr Convertible $558 $1306 $286 $16 $86 $2,252 $188
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Table data represents married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Pennsylvania minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-vehicle, and multi-policy. Rates do not factor in your specific Pittsburgh location which can decrease or increase premiums considerably.

Policy deductibles

When comparing insurance rates, the most common question is which deductible level should you buy. The tables below highlight how much more rates are between low and high coverage deductibles. The first rate estimation uses a $100 deductible for comprehensive and collision coverage and the second price table uses a $1,000 deductible.


Porsche 911 insurance premium rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $430 $968 $330 $20 $98 $1,871 $156
911 Carrera 4 2-Dr Coupe $466 $968 $330 $20 $98 $1,907 $159
911 Carrera 2 Cabriolet 2-Dr Convertible $466 $968 $280 $16 $84 $1,839 $153
911 Carrera 2 S 2-Dr Coupe $466 $968 $330 $20 $98 $1,907 $159
911 Carrera 4 Cabriolet 2-Dr Convertible $466 $968 $280 $16 $84 $1,839 $153
911 Carrera 4S 2-Dr Coupe $466 $1058 $330 $20 $98 $1,997 $166
911 Carrera Targa 2-Dr Coupe $466 $1058 $330 $20 $98 $1,997 $166
911 Carrera 2 S 2-Dr Convertible $466 $1058 $280 $16 $84 $1,929 $161
911 Carrera 4S Cabriolet 2-Dr Convertible $502 $968 $280 $16 $84 $1,875 $156
911 Carrera Targa S 2-Dr Coupe $502 $1058 $330 $20 $98 $2,033 $169
911 GT3 2-Dr Coupe $502 $1150 $330 $20 $98 $2,125 $177
911 GT3 RS 2-Dr Coupe $576 $1242 $330 $20 $98 $2,291 $191
911 Turbo 2-Dr Coupe $576 $1242 $330 $20 $98 $2,291 $191
911 Turbo 2-Dr Convertible $576 $1332 $280 $16 $84 $2,313 $193
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Porsche 911 insurance premium rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $238 $510 $330 $20 $98 $1,196 $100
911 Carrera 4 2-Dr Coupe $258 $510 $330 $20 $98 $1,216 $101
911 Carrera 2 Cabriolet 2-Dr Convertible $258 $510 $280 $16 $84 $1,148 $96
911 Carrera 2 S 2-Dr Coupe $258 $510 $330 $20 $98 $1,216 $101
911 Carrera 4 Cabriolet 2-Dr Convertible $258 $510 $280 $16 $84 $1,148 $96
911 Carrera 4S 2-Dr Coupe $258 $558 $330 $20 $98 $1,264 $105
911 Carrera Targa 2-Dr Coupe $258 $558 $330 $20 $98 $1,264 $105
911 Carrera 2 S 2-Dr Convertible $258 $558 $280 $16 $84 $1,196 $100
911 Carrera 4S Cabriolet 2-Dr Convertible $278 $510 $280 $16 $84 $1,168 $97
911 Carrera Targa S 2-Dr Coupe $278 $558 $330 $20 $98 $1,284 $107
911 GT3 2-Dr Coupe $278 $606 $330 $20 $98 $1,332 $111
911 GT3 RS 2-Dr Coupe $318 $654 $330 $20 $98 $1,420 $118
911 Turbo 2-Dr Coupe $318 $654 $330 $20 $98 $1,420 $118
911 Turbo 2-Dr Convertible $318 $702 $280 $16 $84 $1,400 $117
Get Your Own Custom Quote Go

Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Pennsylvania minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-vehicle, and multi-policy. Rate quotes do not factor in Pittsburgh location which can alter insurance rates greatly.

Using the premium rates above, we can conclude that using a $100 deductible will cost you approximately $63 more each month or $756 a year than quoting the higher $1,000 deductible. Due to the fact that you would have to pay $900 more out of your own pocket with a $1,000 deductible as compared to a $100 deductible, if you average more than 14 months between claim filings, you would probably save some money if you choose the higher deductible. The table below shows the way you can make your own decision.

Average monthly premium for $100 deductibles: $168
Average monthly premium for $1,000 deductibles (subtract): – $105
Monthly savings from raising deductible: $63
Difference between deductibles ($1,000 – $100): $900
Divide difference by monthly savings: $900 / $63
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 14 months

One big caveat is that increasing deductibles to save money means you will have to pay more when you have a claim. You need enough money stashed away in order to pay the deductible to have repairs made.

Companies offer many discounts on Porsche 911 insurance in Pittsburgh

Companies offering auto insurance don’t always advertise the entire discount list very well, so the list below gives a summary of both well-publicized and the harder-to-find credits available to bring down your rates.Save money with discounts

Don’t be shocked that most of the big mark downs will not be given to the entire policy premium. Most only reduce individual premiums such as medical payments or collision. So even though you would think adding up those discounts means a free policy, auto insurance companies aren’t that generous.

The example below illustrates the comparison of Porsche 911 insurance prices with and without discounts applied to the policy rates. The rate quotes are based on a female driver, no driving violations, no at-fault accidents, Pennsylvania state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, safe-driver, multi-car, claim-free, homeowner, and marriage discounts applied.

If you would like to choose from a list of insurers that offer the discounts shown above in Pennsylvania, click here to view.

Compare but don’t skimp

There are still a few companies who may not offer the ability to get a quote online and these smaller companies sell through independent insurance agents. The cheapest Porsche 911 insurance in Pittsburgh is possible from both online companies and from local insurance agents, and you should compare rates from both so you have a total pricing picture.

When buying insurance coverage, it’s a bad idea to sacrifice coverage to reduce premiums. There are many occasions where consumers will sacrifice collision coverage and found out when filing a claim that it was a big error on their part. Your goal is to purchase a proper amount of coverage at the best price, but do not skimp to save money.

You just learned some good ideas how you can save on Porsche 911 insurance in Pittsburgh. The key thing to remember is the more rate quotes you have, the better chance you’ll have of finding low cost Pittsburgh car insurance quotes. Drivers may even discover the lowest prices are with a smaller regional carrier.

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